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Do you ever feel like your past financial mistakes define you? You’re not alone. In this episode of Ask Ralph , Ralph and co-guest Craig dive deep into the emotional and spiritual weight of financial shame—a burden that affec...
Are you automatically filing taxes jointly with your spouse? Well, hold onto your calculators, because that might not be the best idea! Today, we’re diving deep into the potential pitfalls of joint filing and how it could lea...
So, picture this: you discover your partner’s been hiding a mountain of credit card debt like it’s a secret family recipe. Yikes, right? Financial infidelity can hit just as hard as a physical affair, leaving you feeling all ...