Personal Finance Episodes

Cheap tax and accounting advice might sound like a sweet deal, but it can turn into a financial trap faster than you can say "audit." Today, we're diving into why investing in good guidance is like putting on a financial supe...

Feeling crushed by money woes? You're definitely not alone! In today’s chat, we're diving deep into how to keep your faith strong even when your finances feel like they’re pulling a fast one on you. We’ve got some real talk o...

Are you tired of feeling like your wallet is always on a diet? Well, today we're diving into the sneaky banking habits that might be silently draining your finances faster than you can say "overdraft fee." From those pesky AT...

Ever feel like you’re stuck in a money rut, just spinning your wheels? Well, today we’re diving into the question of how to ditch the world’s wisdom about finances and embrace God’s guidance instead. If you’ve ever found your...

Are you wondering if taking Social Security too soon could mess with your future? Today, we’re diving into a super important question that could totally shape your retirement game plan. We’ll break down how claiming Social Se...

Divorce can feel like a big ol' mountain, but today we're diving into how to make that climb a little less daunting. We're here to discuss about the financial and tax traps that can really catch you off guard during this toug...

Feeling overwhelmed by your finances? You're not alone! Today, we're diving into how managing your money can be as easy as sticking to a daily workout routine. Just like getting fit takes consistent effort, so does achieving ...

What happens when an 8-year-old boy suddenly finds himself managing household finances? Ralph Estep Jr. shares his transformative journey from childhood responsibilities to becoming a financial evangelist, helping others brea...

Feeling overwhelmed by financial struggles is a common experience, especially as the new year begins. Ralph Estep Jr. addresses this very concern by sharing powerful strategies to help listeners start their financial journey ...

Can a Christian parent cut corners on car insurance to make ends meet? This heart-wrenching dilemma faced by many families is explored as Ralph Estep Jr. dives into the complexities of financial decision-making from a faith-b...

Chasing that elusive 800 credit score could be the very thing blocking your financial blessings. Ralph shares the heartfelt story of Jennifer, who has put her life on hold due to her obsession with her 765 credit score, highl...

Are you worried about the future of Social Security and how upcoming changes in 2025 might affect your retirement? You're not alone; many hardworking individuals share your concerns. Ralph addresses these fears head-on by out...

Are you leaving thousands of dollars on the table when selling your car? Today, Ralph shares a compelling story about a client named Bill, who transformed a $12,000 trade-in offer into an impressive $17,500 through a private ...

Discover how to save thousands when selling your home in this enlightening episode of the Ask Ralph Podcast. Ralph shares valuable insights and real-life success stories from clients who navigated the home-selling process, in...

Are you struggling to maintain your financial success while balancing your overall well-being? Today, Ralph dives into the top five key strategies that wealthy individuals use to not only grow their finances but also nurture ...