Season 7

Struggling to stick to your budget—especially in certain spending categories? In this episode of Ask Ralph , we explore a practical and surprisingly powerful solution for those areas that always seem to go over: the envelope ...

Do you ever feel like your past financial mistakes define you? You’re not alone. In this episode of Ask Ralph , Ralph and co-guest Craig dive deep into the emotional and spiritual weight of financial shame—a burden that affec...

Does the word “budget” make you cringe a little? You’re not alone. In this episode of Ask Ralph , we tackle the emotional resistance many people feel toward budgeting—feelings of fear, shame, or overwhelm. Ralph explains why ...

Are you tracking your spending but still feeling overwhelmed? In this episode of Ask Ralph , we take the next step in building financial clarity. Ralph walks through how to analyze your tracked expenses—not just to collect da...

Ever feel like your money disappears the moment it hits your bank account? In this episode of Ask Ralph , Ralph addresses the pain point so many face: that frustrating mystery of vanishing dollars. Whether it’s impulse buys, ...

Is it possible that one small habit could completely shift your financial mindset? In this episode of Ask Ralph , we explore the often-overlooked, yet profoundly powerful impact of gratitude on our money. Gratitude might not ...

Do you ever feel like no matter how much you earn or save, it’s still not enough? In this episode of Ask Ralph , we explore how cultural pressures and constant comparison can fuel financial dissatisfaction—and why the Bible o...

Struggling to find clarity with your finances? In this episode of Ask Ralph , we’re addressing the emotional and spiritual weight of financial confusion—and why the first step forward isn’t a spreadsheet or budget, but prayer...

Are you tired of feeling chained by your finances? In this episode of Ask Ralph , Ralph and Craig dive deep into the habits, mindsets, and spiritual principles that keep so many of us stuck in a cycle of financial stress. Fro...

What if the path to financial peace doesn’t start with getting more, but with giving more? In today’s episode, we’re diving deep into a countercultural idea: that the breakthrough so many believers are praying for might actua...

Ever feel like you’re finally catching your financial breath—then boom, you see a future expense on the horizon, and it knocks the wind right out of you? In this episode of Ask Ralph , we’re talking about those big bills that...

Are credit cards helping you—or quietly hurting your financial peace? In this episode, Ralph Estep Jr. tackles a deeply personal and practical question many Christians wrestle with: how should we think about credit cards? Fro...

What if one unexpected bill could knock everything off track? In this episode of Ask Ralph , Ralph Estep Jr. answers a listener’s heartfelt question: “What can I do when I feel like I’m always one emergency away from disaster...

Are impulse purchases derailing your financial goals? In this episode of Ask Ralph , Ralph Estep Jr. addresses one of the biggest traps keeping people stuck in the paycheck-to-paycheck cycle: impulse spending. Ralph unpacks w...

Are you feeling that paycheck-to-paycheck pressure? Yeah, we’ve been there. Today, Ralph Estep Jr. is keying in on how to break free from that cycle of financial stress and shame. He’s here to share a simple biblical strategy...

Feeling trapped in the paycheck-to-paycheck cycle? You’re not alone, and today we’re diving deep into why many of us feel this way and how we can break free from the chains of financial shame and anxiety. Ralph Estep Jr. and ...

What comes after financial freedom? When the debt is paid down, and you finally have breathing room, it’s time to ask a deeper question—what kind of legacy are you building? In this episode of Ask Ralph , we shift the focus f...

Feeling stuck in your finances, even though you’re doing “everything right”? You’re not alone—and you’re probably doing better than you think. In this episode of Ask Ralph , we explore the underestimated power of small wins i...

Do you ever feel like your money is in control—and you’re just along for the ride? You’re not alone. In this episode, Ralph Estep Jr. offers a thoughtful exploration of the emotional challenges tied to financial management, i...

Living paycheck to paycheck can feel like a never-ending cycle of anxiety and shame. Ralph Estep Jr. gets real about the emotional toll that financial stress can take, not just on our wallets but on our entire lives. He share...

Today, we’re diving into the real reasons why so many of us find ourselves stuck in that paycheck-to-paycheck cycle, even if we're pulling in decent cash. It's not just about how much you make; it’s those sneaky habits and mi...

Feel like you're on a hamster wheel—working hard, getting paid, but always feeling broke right after? You're not alone! Today, we're diving into the illusion of financial stability that many of us cling to while living payche...

Ralph Estep Jr. and Dr. Craig Van Slyke dive into the world of biblical financial wisdom, tackling the heavy stuff like financial shame and anxiety. The main point? Wealth isn’t the enemy, but our relationship with money can ...

Are you tossing and turning at night, fretting over your finances? You’re not alone! Today, Ralph Estep Jr. dives into the heavy topic of trusting God with our money. He’s here to remind us that financial peace is possible, e...