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Ask Ralph Blog

March 16, 2024

Navigating the New Employee vs Independent Contractor Rule

Navigating the New Employee vs Independent Contractor Rule: A Comprehensive Guide In the world of business, one of the crucial decisions that entrepreneurs and employers often face is determining whether to classify a worker as an employee or an in…

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March 15, 2024

Demystifying Inherited IRA Rules

Demystifying Inherited IRA Rules: A Comprehensive Guide Inheriting an Individual Retirement Account (IRA) can be a complex and overwhelming experience, especially during a time of loss and emotional distress. Understanding the rules, implications, …

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March 14, 2024

Demystifying the IRS

Demystifying the IRS: Understanding the New Simplified Notices The Internal Revenue Service (IRS) can strike fear into the hearts of many taxpayers with its intimidating notices filled with jargon and confusion. But fear not, as the IRS has recentl…

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March 13, 2024

Slaying Money Wasters

Unleashing Your Inner Financial Ninja: Slaying Money Wasters with Ralph Welcome to the Ask Ralph podcast, where financial wisdom meets faith in a wacky Wednesday edition! In this episode, Ralph delves into the common money wasters that may be sabot…

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March 12, 2024

Unleash Your Productivity with Faith

Unleash Your Productivity with Faith: A Deep Dive into To-Do Lists In a fast-paced world where time is considered as precious as money, managing our days effectively becomes crucial. The way we prioritize and reflect our values through our to-do li…

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March 11, 2024

Unlocking the Secrets of Mortgage Prepayment

Unlocking the Secrets of Mortgage Prepayment: Your Path to Financial Freedom Have you ever dreamt of tossing extra money at your mortgage each month? Perhaps you've heard friends talk about the money they saved, or maybe the idea struck you out of …

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March 10, 2024

Accounting and Tax Tips: A Podcaster's Guide to Financial Success

Accounting and Tax Tips: A Podcaster's Guide to Financial Success Let's be honest, most of us start podcasts because we have something to say, not because we dream of tax forms. But as your podcast grows, understanding the financial side of things …

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March 10, 2024

Building Unshakeable Lives

Building Unshakeable Lives: Navigating Life's Shifting Sands Have you ever felt like your world was built on shifting sand? When unexpected challenges like job loss, financial crises, or relationship breakdowns hit us, we often find ourselves feeli…

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March 9, 2024

The Financial Journey of Divorce

Navigating Finances in Divorce: A Journey of Emotional and Financial Transformation Divorce can be a daunting and emotionally challenging experience. It not only affects your personal life but also brings financial uncertainty and decisions that ca…

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March 8, 2024

The Ten Biggest Mortgage Mistakes and How to Avoid Them

The Ten Biggest Mortgage Mistakes and How to Avoid Them Are you overwhelmed by the thought of navigating the world of mortgages? Do you feel lost in the jargon of the mortgage process? If you resonate with these feelings, fear not! In this blog pos…

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