Motivational Monday Episodes

Worried about outliving your life insurance? You're not alone, as many people share the same concern about financial security for their loved ones after their policy expires. Ralph Estep Jr. addresses these worries head-on by...

Retirement can bring unexpected financial surprises, and understanding where your money is likely to go is crucial for enjoying your golden years. This episode uncovers the five most common areas where retirees tend to spend ...

Are you feeling anxious about your savings and the stock market? Today, Ralph Estep Jr. dives into the world of Certificates of Deposits (CDs) and explores how they can be a powerful tool for maximizing your savings while min...

Feeling worried about your retirement prospects? Wondering what habits might be preventing you from securing a comfortable retirement? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr., where he breaks down t...

Are you making dangerous mistakes with your credit card? In this episode of The Ask Ralph Podcast , host Ralph Estep Jr. uncovers the most common credit card blunders that lead to overwhelming debt. Ralph draws from personal ...

Struggling to manage finances with your partner? Unsure how to align your financial goals and tackle money-related conflicts? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. and financial expert Karen Hackm...

Have you ever felt intimidated walking into a car dealership's finance office? Wondered if you're truly getting a fair deal or being taken for a ride? In this episode, we'll uncover the secrets of avoiding common pitfalls whe...

Debit cards may seem like a responsible financial choice, but they could be leaving you vulnerable to devastating fraud and financial losses. In this episode of The Ask Ralph Show, host Ralph Estep, Jr. explores the hidden ri...

Are you struggling to keep up with your retirement savings? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he dives into the important topic of saving for retirement. How Does My Retirement Balance Comp...

Are rising rent costs squeezing your budget? Curious if there's a way to lower your housing expenses without giving up your quality of life? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he talks strat...

Have you ever been tempted by those shiny bank bonus offers? Should you play the bank bonus game? Tune in to this episode of the Ask Ralph Show with Ralph Estep Jr. as he dives into the world of bank bonuses. Should I Play Th...

Are you worried about how to fund your children's college education? Feeling overwhelmed by the financial burden and looking for guidance from a Christian perspective? Tune in to this episode of the Ask Ralph Podcast with Ral...

When considering tapping into your home equity, have you ever felt unsure whether to opt for a home equity loan or a home equity line of credit (HELOC)? Tune in to this episode of the Ask Ralph Podcast with Ralph Estep Jr. as...

Is a bad credit score dragging you down and making it hard to reach your financial goals? Fixing bad credit might seem tough, but it doesn't have to be. Tune into Ralph Estep, Jr. on the Ask Ralph Podcast for clear steps to i...

Are you confused by all the credit card offers you get? Do you want to use credit cards wisely without getting into debt? It can be hard to pick the right card when there are so many choices and rewards. If you're new to cred...